School Districts are very high on most people's list when deciding where to live. We've put together this little guide to help you understand Northern Kentucky's schools better. Each of the links to the different school districts takes you to a page where you can drill down to specific information about individual schools in that district. We've linked to the State of Kentucky's own official database of schools to keep everything as objective as possible. We've also provided the School Report Card link so you can see how the schools in that district are performing. Northern Kentucky also has one of the most extensive collections of Catholic and private schools in the nation but it's not a part of this list. Every realtor on the Frank Littrell team knows about Northern Kentucky's schools and can be a great resource for you when you are trying to make a decision where to live! Contact us (859-802-7000) for more information! 

STATEWIDE SCHOOL INFORMATION
Interactive Map of Km ...

It's true that spring is the busiest season in the real estate marketing but did you know that homes put on sale in the fall are more likely to see within 6 months than those listed in the spring and spend 6-8 fewer days on the market. The following are some tips to helping your home sell this fall and winter...
Prepare For the Colder Weather
Your HVAC system and drafts are going to be on peoples mind in the winter so make sure they are running great and your drafts problems are corrected. Charge you air filters, add some weather stripping, clean/inspect your chimney if you have a fireplace, etc. If you need some new doors or windows, now is the time.
Don't Forget to Add Some Curb Appeal
Your grass will probably be yellow and your tree's leaves will be falling so keep everything as tidy as possible. Get that last mow in and make sure your leaves are raked. Remove dead plants, and flower from pots and window boxes. Maybe some outdoor furniture added to the porch will look good. Seas ...

Getting a mortgage loan can be a much easier process when you are organized and know what to expect and what not to fear! As real estate agents, we want everything to go as smoothly as possible for you and us. We suggest you get pre-approved for a loan to know how much you can afford and what your rate will most likely be. Also read this post to inform yourself about some of the most prevalent mortgage myths you'll hear over and over again.
 
Mortgage Myth #1 - Your Best Credit Scores are Used For Your Load Approval
When applying for a joint mortgage with a co-borrower, lenders actually take the middle of three credit scores from Equifax, Transunion, and Experian for each borrower and then take the lower of those two. If you had a 760 middle score and your co-borrower had a 640 middle score then the lender would qualify you both at the 640 score which will increase your mortgage rate quite a bit or disqualify you. There are excepts for this sometimes for large l ...

It's easy to get distracted by beauty and forget about practicality as you search for a new home! Before you start you search, make sure to consider what you like and dislike about your current home. Also create a list of all the things you want in a home.