There are common mistakes first-time buyers make. Avoid making critical missteps by being informed and asking the right questions upfront. A large percentage of buying blunders are avoidable. Try to avoid the following mistakes...
Don’t borrow the full amount the bank is willing to lend
Just because you’re approved for it doesn’t mean you should buy the most expensive house you can. As a general rule, take 20% less than the amount the bank is willing to lend. Buying a home below the maximum will safeguard your financial security.
Avoid extra-low, short-term adjustable rate mortgages
Skip the adjustable, creative financing, balloon payments, and teaser loans. No matter what life brings, you will always have your monthly mortgage payment.  A fixed mortgage will remain the same 10 or 15 years from now, regardless of how the market, interest rates, or the economy changes over time. A predictable, constant mortgage will help you determine other financial deci ...

When it's time to find a new home, it's usually time to move into a new neighborhood. Sometimes the neighborhood is as important as the home, when decide which house to buy. Everyone wants different things from their neighborhood, so know what you want before you start looking to save yourself a bunch of time and hassle. The following are things to consider when deciding on which neighborhood you want to live in...
Does The Neighborhood Match Your Lifestyle?
Do the homeowners have similar demographics to yours? If you have a family, is the neighborhood good for families? If you are a young single professional, will a suburban community really fit your lifestyle or would a downtown setting be better?
Do the Neighbors Take Pride in Their Neighborhood?
It's easy to know if neighbors are maintaining their homes and belongs just by looking around.
How is the Crime Rate?
Check local crime statistics for the neighborhood. Make an appointment with local law enforcement to find out more. ...

It's easy to overlook things when you visit a home you may purchase. You start envisioning your future there sometimes without asking the probing questions you should ask before you make a major purchase. The following are some questions broken down room by room that you should ask the realtor during your visit or open house...

Questions to Ask About The Kitchen
When was the last remodel?
How old are the appliances?
Do all of the appliances work?
Know that on average refrigerators last 11 years; gas ranges, 16 years; electric ranges, 14 years; range hoods, 14 years; ovens, 14 years; and dishwashers, nine years.
Questions to Ask About the Living Room
How old if the flooring?
If carpet flooring then... What's under the carpet?
Is what's under the carpet in good shape?

Questions to Ask About the Bedrooms

What are the dimensions of each room? Will your furniture fit?
Measure the rooms yourself if the dimensions on the listing sheet feel unreliable.    
Question ...

There are many reasons that you don't want your home on the market for too long. You also may be in a situation where you need to sell pretty quick because for any upcoming job transfer you just found out about or a myriad of other reasons. These following tips are laid out below to give your home or commercial property the best chance possible to sell quickly...
Hire the Right Agent
The agent you hire should be extremely familiar with your area, school system, culture, etc. and have experience selling property in your area.
Don't Underestimate or Skimp On Staging
If mostly families are looking at homes in your neighborhood then stage one of your rooms as a nursery.  If a lot of single professionals will be looking at your home then stage a room as an office. If you have a bunch of rooms... do both!
Photos of Your Property are Key
With so much of today's decisions about which house to visit laying at the fee of the internet, your pictures have to be perfect to get traffic. m ...

School Districts are very high on most people's list when deciding where to live. We've put together this little guide to help you understand Northern Kentucky's schools better. Each of the links to the different school districts takes you to a page where you can drill down to specific information about individual schools in that district. We've linked to the State of Kentucky's own official database of schools to keep everything as objective as possible. We've also provided the School Report Card link so you can see how the schools in that district are performing. Northern Kentucky also has one of the most extensive collections of Catholic and private schools in the nation but it's not a part of this list. Every realtor on the Frank Littrell team knows about Northern Kentucky's schools and can be a great resource for you when you are trying to make a decision where to live! Contact us (859-802-7000) for more information! 

STATEWIDE SCHOOL INFORMATION
Interactive Map of Km ...